BILL Spend & Expense (Divvy)

BILL Spend & Expense (Divvy) is a free expense management app that puts corporate spending under your control. It combines physical and virtual corporate cards with intelligent software to automate how your team handles business expenses—cutting manual work, preventing overspending, and giving you real-time visibility into where every dollar goes.

Automating expenses saves your finance team hours each month. Purchases are recorded instantly in the app the moment they happen, eliminating tedious receipt entry and spreadsheet updates. Real-time budget insight means you see spending as it occurs, not days or weeks later when damage control becomes harder. You can make smarter decisions about cash flow and resource allocation because the data is always current.

Spending controls keep your business aligned with policy. Set approval workflows that match your organization's structure, so spending requests route to the right people automatically. Create unlimited free virtual cards for employees who need them—each card can have its own limits and restrictions. Physical corporate cards work for in-person purchases at any merchant. Out-of-pocket expenses from personal cards are easy to track and reimburse without breaking your budget oversight.

Month-end accounting becomes straightforward instead of painful. The app integrates directly with QuickBooks, Xero, NetSuite, and Sage Intacct, so expenses sync automatically into your accounting system. Your finance team closes the books faster because reconciliation is already done—no manual data entry, no mismatched records, no scrambling to find receipts.

Your entire team can manage approvals without waiting for a single person. Customizable approval flows let managers review and authorize spending in real time from the app. Employees see instant feedback instead of uncertainty about whether a purchase is allowed. This transparency builds trust and keeps spending discipline high across every department.

Download BILL Spend & Expense (Divvy) to streamline business expense management, cut finance overhead, and maintain control over corporate spending from day one.